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Car service
payment plans
across the UAE

Split any MySyara car service, car repair, oil change, battery or tyre bill into 0% interest monthly instalments — for up to 12 months. Available across Dubai, Abu Dhabi, Sharjah and Ajman — pay with your existing credit card or BNPL app. No hidden fees, no surprises.

0% interest on every plan · up to 12 months
Buy Now, Pay Later
No credit card needed
Tabby — split car service payments into 4
Tamara — Sharia-compliant BNPL for car service
Yusr PayLater, 2 to 6 monthly instalments
Bank Instalments
Your existing credit card
Emirates NBD — 0% EPP on car service
LIV — credit card instalments
 ADCB — 0% Easy Payment Plan for car service
Mashreq Bank — credit card instalments
First Abu Dhabi Bank — credit card instalments
Dubai First — credit card instalments
0%
Interest
At a glance

Compare every payment plan in one place

Every option below is 0% interest — the only possible cost is a small provider or bank fee, shown in the table. The biggest differences are the minimum bill each one needs and how you pay, so start there, then jump to the full details. Which plans you can use may vary by service type and your location — the options shown at checkout, or confirmed by your MySyara advisor, are the ones available for your booking.

Plan Min. bill Max. bill How you pay Plan length Cost to you
Tabby AED 200 AED 20,000*Usual limit AED 5,000, varies Debit / Credit CardOnline payment link 2 – 12* months 0% interestFee only on longer plans
Tamara AED 200 AED 20,000*Usual limit AED 5,000, varies Debit / Credit CardOnline payment link 2 – 12* months 0% interestNo late fees; fee on longer plans
Yusr PayLater AED 200 AED 12,000Downpayment varies Debit / Credit CardOnline payment link 2 – 6 months 0% interestUp to 4% fee on 5 – 6 months
Bank 0% EPP 5 partner banks AED 500AED 1,000 for Mashreq, FAB & Dubai First Your card limit Credit CardOnline payment link 3 – 12 months Varies by bankFree / small fee
ADCB 0% EPP AED 1,000 Your card limit ADCB Credit CardOnline link or card machine 3 – 12 months AED 52.50 flat

* Limits up to AED 20,000 and the 6, 9 and 12-month terms are extended options offered to eligible customers at the provider's discretion and may carry a provider fee — the standard short split (2 – 4 months) is always 0%.

Not sure which plan fits? Message us on WhatsApp with your car and service — our team will recommend the right payment plan and set up your link.
Chat on WhatsApp →
01 — Buy Now, Pay Later

Tabby, Tamara & Yusr — Split your bill into instalments

Three BNPL providers available at MySyara — split your bill (from AED 200) into smaller monthly payments. All three are 0% interest, and the standard short split (2 – 4 months) carries no fee. Longer plans may add a provider fee — set by Tabby or Tamara on their extended terms, and capped at 4% for Yusr's 5 – 6 month plans. Subject to approval by the respective provider.

Split into 2 – 4 Up to 12 months
✓
0% interest, no fees Split into 2, 3 or 4 equal payments — pay the first today, the rest monthly on the same date. No fees when you pay on time.
⚡
Instant decision at checkout Tabby approves instantly based on your profile. Spending limit varies per customer.
↗
Extended plans available Eligible customers can spread payments over up to 12 months, with higher limits. Longer plans may carry a fee set by Tabby — Pay in up to 4 stays 0%.
!
Subject to Tabby's approval Not guaranteed — if declined, use another payment method. Late payments may result in collection fees.
Available at online checkout on MySyara website & app. Learn more about Tabby →
Split into 2 – 4 Up to 12 months
✓
0% interest, no late fees Split into 2, 3 or 4 equal payments — pay the first today, the rest monthly on the same date. Tamara charges zero interest and zero late fees, ever.
☪
100% Sharia compliant Fully compliant with Islamic finance principles — no interest-based charges whatsoever.
↗
Extended plans available Eligible customers can split into 6, 9 or 12 months, up to AED 20,000. Offered at Tamara's discretion; longer plans may add a fee — the 2, 3 or 4 payment plans stay 0%.
!
Subject to Tamara's approval Not guaranteed — approval based on your Tamara profile. Spending limit varies per customer.
Request a Tamara payment link from your MySyara advisor. Learn more about Tamara →
Split into 2 – 4 Up to 6 months
✓
0% interest, from AED 200 Split bigger bills into 2 to 6 monthly instalments. Plans of 2, 3 or 4 months carry no processing fee — 0% interest, always.
%
Longer plans, small fee Prefer 5 or 6 months? A variable processing fee applies, capped at 4% of your bill — still zero interest.
⚡
Funds up to AED 12,000 Once approved, Yusr typically funds invoices up to AED 12,000. For larger bills, your advisor can arrange a part-payment upfront.
!
Subject to Yusr's approval Your advisor sends a link; after Yusr approval you sign digitally and pay the first instalment. Approval and limit vary per customer.
Request a Yusr PayLater link from your MySyara advisor. Learn more about Yusr PayLater →
02 — Credit Card Instalments

Easy Instalment Plan via Urban Ledger

Pay your MySyara bill using your credit card through our Urban Ledger payment link. Choose your bank and plan on the payment page and your bill is split into equal monthly instalments at 0% interest — from AED 500 with Emirates NBD and LIV, and from AED 1,000 with Mashreq, FAB and Dubai First. Processing fees (if any) are charged by your bank, not by MySyara. See Urban Ledger's terms & conditions for the full provider policy.

⚡ Straight-through Instalment activates automatically — no action needed from you
Emirates NBD & LIVEmirates NBD and LIV credit cards
3 Months 6 Months 12 Months
Processing Fee
FREE
No processing fee · from AED 500
📞 600 54 0000 · EPP details →
Mashreq BankAll Mashreq credit cards
3 Months 6 Months
Processing Fee
AED 29
Flat fee · from AED 1,000
EPP details →
📱 Activate in your bank's app Activate 2 days after payment · at least 4 days before your statement date
First Abu Dhabi BankAll FAB credit cards
3 Months 6 Months 9 Months 12 Months
Processing Fee
1% – 4%
3m=1% · 6m=2% · 9m=3% · 12m=4% of amount · from AED 1,000
📞 600 52 5500 · EPP details →
Dubai FirstAll Dubai First credit cards
3 Months 6 Months 9 Months 12 Months
Processing Fee
1% – 4%
3m=1% · 6m=2% · 9m=3% · 12m=4% of amount · from AED 1,000
⏱
Timing your request: Emirates NBD, LIV and Mashreq set up your plan when you pay — nothing to request. With FAB and Dubai First, activate it in your bank's app at least 2 days after your payment settles and at least 4 days before your statement date. Your transaction will appear as VRVE XXXXX on your bank statement.
⚠️ Once activated, instalment plans cannot be cancelled and no refund is permitted. The full transaction amount remains blocked on your card limit for the plan duration.
ℹ️ Bank approval is at their sole discretion. Apple Pay and Google Pay transactions may not be eligible at all banks — confirm with your bank first.
03 — ADCB Direct Partnership

ADCB 0% Interest Payment Plan — MySyara Exclusive

MySyara has a direct promotional partnership with ADCB, separate from Urban Ledger. ADCB cardholders can convert any MySyara payment to a 0% EPP — whether paid on our website, app, or in-store.

ADCB
Abu Dhabi Commercial Bank
Conventional & Islamic Banking credit cards
Min. AED 1,000
Online or Card Machine payments
Tenures
3, 6, 12
months
Interest
0%
always
Processing Fee
AED 52.50
incl. 5% VAT · flat fee
Early Closure
AED 210
incl. 5% VAT
How to activate: The plan can be set up at the point of payment at MySyara. If not activated during your visit, call 600 50 2030 (Conventional) or 600 545 545 (Islamic) to book your plan. Not valid with any other promotions or discounts.

Offer details: See the live MySyara offer on ADCB's partner page — ADCB Offers · MySyara →

Frequently asked questions

Can I pay for car service in monthly instalments in Dubai?

Yes. MySyara accepts 0% interest instalment plans for any car service or car repair in Dubai. You can split your bill via Tabby, Tamara, Yusr PayLater, or convert it to a credit-card Easy Payment Plan with Emirates NBD, LIV, Mashreq, FAB, Dubai First or ADCB.

Does MySyara accept Tabby and Tamara for car repairs?

Yes. Both Tabby and Tamara are supported at online checkout and via a payment link from your advisor. Tabby splits your car repair bill into 2, 3 or 4 interest-free payments (extended up to 12 months for eligible customers). Tamara offers 2, 3 or 4 split payments (extended to 6, 9 or 12 months, up to AED 20,000, for eligible customers) and is 100% Sharia-compliant.

How does the 0% Easy Payment Plan (EPP) work for car service?

Pay your MySyara bill through our Urban Ledger link with a supported credit card and pick your plan on the payment page — 3, 6, 9 or 12 months depending on the bank, at 0% interest. Emirates NBD, LIV and Mashreq plans are set up automatically when you pay; FAB and Dubai First cardholders activate theirs in the bank's app; ADCB cardholders call ADCB after paying.

Is Yusr PayLater available in Abu Dhabi, Sharjah and Ajman?

Yes. Yusr PayLater is available to eligible UAE residents across Dubai, Abu Dhabi, Sharjah and Ajman. Once approved, Yusr typically funds invoices up to AED 12,000 and you pay in 2 to 6 equal monthly instalments, with no processing fee on 2 to 4 month plans and a variable fee of up to 4% on 5 and 6 month plans.

What's the minimum bill for an instalment plan?

Tabby and Tamara start from a minimum bill of AED 200, and Yusr PayLater from AED 200 (each subject to the provider's approval). Credit-card EPP via Urban Ledger starts from AED 500 with Emirates NBD and LIV, and AED 1,000 with Mashreq, FAB and Dubai First; ADCB Direct requires AED 1,000. Ask your MySyara advisor for the right option for your invoice.

Does a payment plan cost extra?

All plans are 0% interest, and MySyara never adds anything on top. On the standard short split (2 to 4 months), Tabby, Tamara, Yusr PayLater and ADCB Direct charge no fee. Longer plans may add a provider fee: Tabby and Tamara may set one on their extended terms, and Yusr PayLater charges a variable fee of up to 4% on 5 and 6 month plans. Urban Ledger bank EIP may include a small bank processing fee (free with Emirates NBD and LIV, AED 29 with Mashreq, or 1% to 4% of the amount with FAB and Dubai First).

Available across the UAE

These payment plans are available for MySyara car service and car repair bookings — at our Al Quoz workshop, via home/office pickup, and for customers across Dubai, Abu Dhabi, Sharjah and Ajman. Major services, engine & transmission repairs, battery replacement, tyres, brakes, AC work, denting & painting and pre-purchase inspections. Which specific plans apply can vary by service type and your location within the UAE — your MySyara advisor will confirm the options available for your booking.

Dubai coverage includes Al Quoz, Umm Ramool, Rashidiya, Mirdif, Wadi Al Amardi, Downtown, Business Bay, DIFC, Dubai Marina, JLT, JVC, JVT, Al Barsha, Jumeirah, Umm Suqeim, Palm Jumeirah, Silicon Oasis, Motor City, Sports City, Arabian Ranches, Meydan, Nad Al Sheba, Deira, Bur Dubai, International City & all other city areas.

Important terms